Privacy

Plain-English summary of what we collect — and what we don't.

What we collect

Mortgage Well calculations run entirely in your browser. The home price, loan amount, interest rate, and other inputs you enter are not sent to our servers; they live only in your browser tab and any URL you copy from the address bar.

URL sharing

When you change inputs, we encode the calculator's state into the URL as ?scenario=v1.… so you can share or bookmark a scenario. Anyone you send that URL to can see those numbers — treat it like any other shared link. We do not store these scenarios on a server.

Local storage

We may use your browser's localStorage to remember UI preferences. It is never transmitted to us.

What we don't collect

No Social Security numbers, ID numbers, or birthdates.
No bank credentials, account numbers, or credit card numbers.
No mortgage applications.
No copies of the financial inputs you enter into a calculator.

Advertising

Mortgage Well may run third-party advertising in the future. When we do, ad networks may set their own cookies or use other identifiers as described in their privacy policies. We will update this page before any ads ship and will link to the ad networks' policies. Calculator math, assumptions, and editorial recommendations stay independent of any ad placement.

Analytics

If we enable analytics, we will use a privacy-friendly tool (e.g. Plausible or PostHog with EU hosting and IP anonymization) and aggregate usage only — never the exact financial inputs you enter. This page will be updated before any analytics ship.

Contact

Questions about privacy? Email hello@mortgagewell.com.